EasyLend Privacy Policy

Thank you for using the EasyLend application (hereinafter referred to as "the Service"), operated by CRASPTY AGRISEAD PRIVATE LIMITED. This Privacy Policy explains how we collect, use, and disclose the personal information you provide during your use of the Service, and provides you with detailed information about your privacy rights and how the law protects you. We are committed to managing your data in accordance with this policy to provide you with a safe, transparent, and protected user experience. By using the Service, you agree to the data collection and usage methods described in this Privacy Policy.

EasyLend is technically supported by CRASPTY AGRISEAD PRIVATE LIMITED. All funds used to provide loan services through this application originate from the lawful funding sources of CRASPTY AGRISEAD PRIVATE LIMITED. These funds are not related to any illegal fundraising activities or unidentified third-party funds, ensuring transparency and financial stability.

1. Information Collection Guidelines

To provide you with efficient and convenient credit services and the best user experience, we will collect some identifiable information, including but not limited to: name, address, phone number, email address, and other relevant personal information. In addition, we may also collect device information, geolocation information, and online activity records to ensure the continuity and security of the service.

1.1 Device Information

To improve application performance and provide compatible services, we may collect device model, build version, memory, storage space, unique device identifiers (IMEI, serial number, SSAID, AAID), SIM card information, etc. This information will be encrypted and securely uploaded to https://newspaper.craspty.com.

1.2 Location Data

With your authorization, we may collect your location information to optimize the service experience. This data will be encrypted and securely stored at https://newspaper.craspty.com and will not be disclosed without authorization.

1.3 Installed Application Information

To assess credit reliability and prevent fraud, we may access metadata of installed applications on your device, such as application name, update time, version number, etc. All data will be encrypted and stored at https://newspaper.craspty.com.

1.4 Camera Access

We may request access to your camera for KYC identity verification or real-time video verification to improve accuracy and fraud prevention.

2. Information Use

The information we collect will be used for the following purposes:

• Reviewing loan applications, including eligibility assessment and credit decisions;

• Providing customer support, responding to your inquiries and resolving usage issues;

• Continuously optimizing service quality and user experience;

• Personalizing product or service recommendations (such as loan products, promotional activities, etc.) based on your usage preferences.

We may use user behavior analysis to understand your preferences and needs, thereby customizing more suitable financial services. We guarantee that the above information is for internal use only and will not be disclosed to third parties without your consent, unless required by law or for risk control purposes.

3. Data Retention and Deletion

Data Retention

We retain your personal data only for the necessary timeframes to achieve the specific purposes outlined in this Privacy Policy and to ensure compliance with legal requirements. Data retention helps us fulfill our legal obligations, handle disputes, and enforce company policies and agreements.

Data Deletion

You have the right to request the deletion of the personal data we collect about you. You can update, modify, or delete relevant information by logging into your account and accessing the settings section, or you can make a request by contacting our support team. We will delete the data as requested by you unless required by law or otherwise necessary.

4. Your Personal Data Security

We take your personal data security very seriously and have taken strict measures to protect your data from unauthorized access, use, or disclosure. All information transmission processes use encryption technology to ensure the security of your data. However, no data transmission or electronic storage method via the internet can be 100% secure. Although we have made every effort to take reasonable measures to protect data, we cannot guarantee absolute data security.

5. Third-Party Website Links

This service may contain links to other websites. The content and privacy policies of these third-party websites are not under our control. If you click on a link and are redirected to these websites, we strongly recommend that you carefully read their privacy policies. We are not responsible for the content, privacy policies, or usage of any third-party websites.

6. Changes to the Privacy Policy

As our business develops and legal requirements change, we may update our privacy policy from time to time. After each change, we will update the privacy policy on this page and notify you via email and/or app push notifications. We recommend that you check the privacy policy regularly for updates to ensure you are aware of the latest privacy protection measures.

7. Contact Us

If you have any questions about this privacy policy or would like to learn more about our information protection measures, you can contact us through the following methods:

Email: tech@craspty.com

We will be happy to provide you with answers and support regarding privacy protection.